April 26, 2026 in Sydney, Australia — Vehicle transfer duty — commonly called stamp duty in Australia — is a state government tax levied when a car's ownership changes hands. With rates ranging from 0% in NSW, ACT, and NT to 6.4% in Victoria, buying the same $60,000 car in Melbourne versus Sydney can mean a $3,840 difference in transfer duty alone.

Understanding Vehicle Transfer Duty in Australia

Vehicle transfer duty (or stamp duty) is a one-time tax applied when ownership of a motor vehicle is transferred from one party to another. It applies to:

  • New vehicle purchases from dealerships
  • Used vehicle purchases from private sellers
  • Transfers between family members (in some states)
  • Company vehicle transfers to personal ownership

Transfer duty is separate from annual vehicle registration fees and is paid to the state revenue office of the state where the vehicle will be registered.

Complete State-by-State Transfer Duty Rates 2026

State/TerritoryTransfer Duty RateMethodNotes
NSW$0ExemptExemption from 2023, expires June 2027
VIC6.4%Ad valoremHighest rate in Australia
QLD$7 per $1,000Per $1,0000.7% equivalent
WA$2.70 per $1,000Per $1,000Lowest rate; EV exemption available
SA$2.20-$2.30 per $1,000Per $1,000Sliding scale by value
TAS$3 per $1,000Per $1,000Sliding scale
ACT$0ExemptNo duty on vehicles
NT$0ExemptNo duty on vehicles

NSW: No Vehicle Transfer Duty (Temporarily)

NSW removed stamp duty on motor vehicles from 2023 — the first Australian state to fully exempt vehicles from transfer duty. This saves buyers between $90 and $360 on a typical vehicle purchase. The exemption is set to end on June 30, 2027. After this date, NSW may reintroduce vehicle transfer duty.

NSW EV Exemption Bonus

In addition to the general vehicle exemption, NSW offers a specific exemption for new EVs under $78,000 purchased before June 30, 2027. This means a $65,000 Tesla Model 3 currently costs $0 in transfer duty in NSW — compare this to Victoria where the same car would cost $4,160 in stamp duty.

Victoria: Highest Vehicle Transfer Duty in Australia

Victoria charges an ad valorem rate of 6.4% on all vehicle transfers. There is no exemption for EVs in Victoria's transfer duty system.

Vehicle PriceVictoria Transfer DutyNSW Transfer Duty (current)
$20,000$1,280$0
$35,000$2,240$0
$50,000$3,200$0
$75,000$4,800$0
$100,000$6,400$0

Queensland: $7 Per $1,000 Rate

Queensland charges transfer duty at a rate of $7 per $1,000 of the vehicle value. This equates to 0.7% — much lower than Victoria's 6.4%.

Example: $50,000 vehicle in QLD = $50 x $7 = $350 transfer duty

Same vehicle in VIC = $50,000 x 6.4% = $3,200 transfer duty

Difference: Victoria costs $2,850 more in transfer duty than Queensland.

Western Australia: Low Rate with EV Concession

Western Australia charges the lowest rate among states that apply vehicle transfer duty at $2.70 per $1,000 (0.27%). Additionally, EVs under $75,000 qualify for a full exemption.

Example: $50,000 fossil fuel car in WA = 50 x $2.70 = $135 transfer duty

Example: $50,000 EV in WA = $0 transfer duty

Family Transfers: Exemptions Apply

Most Australian states offer reduced or exempt transfer duty for transfers between immediate family members:

StateSpouse/PartnerParent-ChildNotes
NSWExemptFull duty appliesSpouse transfers exempt
VICExemptFull duty appliesSpouse transfers exempt
QLDExemptMay applyCheck with QRO
WAExemptMay applyCheck with WA SRO
SAExemptMay applyCheck with SA Revenue

How to Pay Vehicle Transfer Duty

In most states, transfer duty is calculated and paid when you register the vehicle with your local roads authority. The registration process collects the duty automatically and remits it to the state revenue office. You can also calculate estimated duty using each state's revenue office website before purchasing.

Conclusion

Vehicle transfer duty varies dramatically across Australia — from $0 in NSW, ACT, and NT to 6.4% in Victoria. If you are buying a $60,000 car, choosing to register in NSW rather than Victoria saves $3,840 in transfer duty. However, NSW's exemption ends June 30, 2027, making 2026 the last year of guaranteed zero-duty vehicle purchases in NSW.

Disclaimer: Transfer duty rates based on State Revenue Office data as of April 2026. Confirm rates with your state revenue office before purchasing.

Official Resources: NSW State Revenue | SRO Victoria | Queensland Revenue | WA Government