Calculating car tax in Ontario for 2025 is straightforward: the HST rate of 13% applies to all vehicle purchases. This guide provides calculators and breakdown tables for new and used vehicles.
Ontario Car Tax Calculator — HST Formula
HST on vehicles in Ontario:
- HST Rate: 13% (5% GST + 8% Ontario PST)
- Applies to: Both new and used vehicles
- Dealer sales: Included in purchase agreement
- Private sales: Paid at ServiceOntario at time of registration
Ontario Car Tax Calculator — 2025
Ontario Car Tax by Vehicle Price
| Vehicle Price | HST (13%) | Total with Tax |
|---|---|---|
| Economy ($10K-$18K) | $1,300-$2,340 | $11,300-$20,340 |
| Midsize ($20K-$28K) | $2,600-$3,640 | $22,600-$31,640 |
| SUV ($30K-$50K) | $3,900-$6,500 | $33,900-$56,500 |
| Luxury ($55K-$80K) | $7,150-$10,400 | $62,150-$90,400* |
| Luxury ($100K+) | $13,000+ | +10% federal luxury tax |
*Luxury vehicles also subject to 10% federal luxury tax on amount over $100,000
New vs Used Car Tax
In Ontario, both new and used vehicles are taxed at the same 13% HST rate. There is no reduced rate for used vehicles. This is unlike some other provinces that may have special rules.
Ontario Luxury Car Tax
Vehicles priced over $100,000 are subject to the federal Select Luxury Items Tax (SLIT):
- 10% on the amount above $100,000
- Applied on top of 13% HST
- Example: $150,000 vehicle — $19,500 HST + $5,000 luxury = $24,500 tax total
Registration and Plate Fees
- Licence plate sticker: Based on vehicle type and plate type
- License plate fee: Varies by plate type (standard, personalized, vintage)
- ServiceOntario fee: Administrative fee at registration
Disclaimer: HST rates are current for 2025. Federal luxury tax applies to vehicles over $100,000. Verify current rates at ontario.ca/finance.