Calculating tax on a used car purchase in British Columbia depends on whether you are buying from a dealer, a private seller, or through a family transfer. This calculator guide helps you estimate the total tax cost.
BC Used Car Tax Calculator Formula
Total tax on a used car in BC:
- GST: 5% of purchase price or MVDA value
- PST: 7% of purchase price or MVDA value
- Total provincial tax: 12% combined GST+PST
BC Used Car Tax Calculator — 2025
Vehicle Price$20,000
GST (5%)$1,000
PST (7%)$1,400
Total Tax$2,400
Total Out-the-Door$22,400
Calculator by Vehicle Price
| Vehicle Price | GST | PST | Total Tax |
|---|---|---|---|
| $8,000 (Economy) | $400 | $560 | $960 |
| $15,000 (Compact) | $750 | $1,050 | $1,800 |
| $25,000 (Midsize) | $1,250 | $1,750 | $3,000 |
| $45,000 (Luxury SUV) | $2,250 | $3,150 | $5,400 |
| $75,000 (Luxury Sedan) | $3,750 | $5,250 | $14,500* |
*Luxury: +8% PST on amount over $100K + federal 10% on amount over $100K
ICBC Transfer and Registration Fees
- Transfer fee: ~$17
- Insurance registration: Based on vehicle value and driver's record
- Plate transfer (if keeping plates): Minimal fee
Family Transfer and Exemption Savings
Family transfers between spouses, parents, and children may be exempt from PST. Contact BC Finance before the transfer to confirm eligibility. Estate transfers and bankruptcy situations also have special rules.
Disclaimer: This calculator provides estimates only. Final tax amounts depend on MVDA assessed value, purchase price, and eligibility for exemptions. Verify with BC Finance and ICBC.